A tale of two boroughs: Havering and Westminster’s Council Tax

All animals are equal, but some animals are more equal than others. Animal Farm by George Orwell (1945)

Council tax was created by a panics-stricken Conservative government after the Poll Tax riots. Eight bands were created and were meant to be reviewed every five years. George Osborne’s fiscal extremism was the coup de grace for local finance.It destroyed any sense of reality for councillors who have resorted to borrowing to pay current expenditure. The local authority credit cardhas, as it were, been maxed out. Osborne and expanding duties made bankruptcy inevitable with a mountain of debt for future generations. But, as Orwell would have said: not all councils are equal.

The 2025-6 council tax for Westminster is astonishing. Band ‘D’ is the mid-point in the council tax system and they have set the charge at £1,019. 17 miles to the east, and on a different fiscal planet, Havering’s band ‘D’ charge is £2,313.55. This is above band ‘H’ in Westminster.1

As might be expected, Westminster house prices are very high.2 The first house available on Rightmove costs £2.6m. (The second house listed is £80m.) Being immensely rich means Westminster has many more band ‘H’ houses than Havering.3 Many more is a galactic under-statement. Romford constituency has 40 band ‘H’ houses, Hornchurch and Upminster has 320 and Westminster……..15,530!

Obviously their revenue base is huge. Westminster’s band ‘H’ council tax is £2,038. For Havering it is £4,627, which is too low.4

Havering has been wrecked by (a) national politicians and their cowardice, (b) Conservative extremism, (c) ever expanding duties for adult services and homelessness and (d) local delusions.

Notes

1 Westminster council tax bands & costs 2025/26

2 Properties For Sale in Westminster | Rightmove

3 d:\Users\Chris\Downloads\CTSOP2_1_adhoc_2015_2024 (1).zip 4 Council Tax bands and bills | London Borough of Havering

4 Council Tax bands and bills | London Borough of Havering