The Council Tax system isn’t fit for purpose.¹ People living in multimillion pound houses are winners. They pay tiny amounts of council tax as a percentage of the value of their property.²

Anomalies for expensive houses

A four-bedroom house in Gidea Park is for sale at £975,000.³ It’s band G. In Upminster another four-bedroom house is available for £1.25m⁴ council band F, which is £515p.a. less. Meanwhile in Emerson Park a five-bedroom house is available for £2m,⁵ council tax band G. This is twice as expensive as the Gidea Park house and in the same council tax band.

Anomalies for cheap houses

A two-bedroom flat in Rainham is available for £134,000⁶ council tax band C. In Romford a retirement property is on sale for £90,000⁷ also band C. The Romford property is one-third cheaper despite being in the same council tax band.

And it goes on and on and on.

The ultimate anomaly

Converting council tax into percentages reveals why it’s a racket.

A five-bedroom house in Emerson Park is available for £2m⁸ at council tax band H. Its council tax is £4,627. At the other end of the scale is a Park Home⁹ in band A paying £1,542.

The first property pays 0.23% of the value of the house. The second pays 1.71%, a massive percentage difference. If council tax was based on the property valuation as a percentage, the Emerson Park property would pay £34,200 instead of £4,625. This equalises the amounts paid.

Council tax isn’t a property tax.  It is a thinly disguised crime against the poor.

Notes

1 Council Tax bands and bills | London Borough of Havering

2 For research purposes I surveyed houses for sale until mid-August 2025 on Rightmove and Zoopla. These are headline prices and might increase or decrease but that doesn’t alter the thrust of the discussion.

3 4 bedroom detached house for sale in Main Road, Gidea Park , RM2

4 4 bedroom detached house for sale in The Chase, Upminster, RM14

5 5 bedroom detached house for sale in Woodlands Avenue, Emerson Park, RM11

6 2 bedroom apartment for sale in Blueberry Court, Rainham, RM13 8JY, RM13

7 1 bedroom retirement property for sale in Admiral Lodge, Western Road, Romford, RM1

8 5 bedroom detached house for sale in Ernest Road, Emerson Park, RM11

9 Cummings Hall Lane, Noak Hill… 1 bed park home for sale – £89,995